CertiHomes —
The AI Homeownership Platform
From browsing to buying to owning — one AI-powered platform
The Growth Engine
Full-Funnel Flywheel
Each stage feeds the next — users acquired for free convert to paying subscribers, then homebuyers, then lifetime customers.
WealthWise Chrome Extension
Captures buyers on Zillow, Redfin, and Trulia at the moment of intent. Real-time mortgage analysis overlay with live rates. Zero customer acquisition cost.
WealthWise Dashboard
Plaid bank linking, AI chatbot, 15 financial calculators, debt payoff planner, and budget insights. SaaS revenue: $20-50/mo per subscriber.
CertiHomes Transaction
Pre-certified homes close in 15 days instead of 45. Flat $10K fee saves buyers $15-25K vs traditional 5-6% commission. Full AI-powered workflow.
Lifetime Relationship
Mortgage tracking, home value monitoring, automated budgeting, and refi alerts when rates drop. Recurring revenue from every homeowner forever.
Monetization
5 Revenue Streams
WealthWise SaaS
Free / Pro $19.99/mo / Family $49.97/mo15 financial calculators, Plaid bank linking, AI budget insights, debt payoff planner
CertiHomes Transaction
$10K flat fee per homevs 5-6% traditional commission -- saves buyers $15-25K per transaction
Mortgage Origination (100-175 bps)
Full mortgage broker — $6,500-$11,375 per loanKrishna (NMLS #1875937) becoming full NJ mortgage broker. 3.3x more revenue than referral. Building proprietary POS/LOS with Plaid + Equifax OptiBlue + AI agents
Refi Affiliate
Alert homeowners when rates dropAutomated rate monitoring triggers refi recommendations, earning referral on each closed refi
Lead Generation
Predictive seller leadsLife-change targeting (divorce, job loss, inheritance) via postcards + Facebook ads for brokerages
Financials
3-Year Projections
| Year 1 | Year 2 | Year 3 | |
|---|---|---|---|
| WealthWise SaaS | $421K | $2.2M | $7.2M |
| Home Transactions | $1M (100) | $3.5M (350) | $10M (1,000) |
| Mortgage Broker (100-175 bps) | $487K | $1.95M | $5.85M |
| Refi Affiliate | $50K | $200K | $600K |
| Total Revenue | $1.96M | $7.85M | $23.65M |
| Gross Margin | 78% | 82% | 85% |
| Users | 25,000 | 110,000 | 350,000 |
Market Context
Comparable Exits
Browser extension capturing purchase intent
Free financial tools monetized with referrals
Financial comparison with affiliate revenue
3D real estate technology platform
Infrastructure
Technology Platform
On-premise AI inference with zero cloud costs. Patent-protected mortgage qualification engine.
AI / ML Stack
- ●RTX 5070 (12GB) + RTX 5090 (32GB)
- ●Ollama, ComfyUI, RAG chatbot, Qwen 2.5
- ●Virtual staging, image tagging, 3D cities
- ●Zero cloud inference costs
Data & Geocoding
- ●15.2M property records across US
- ●198M geocoding records (Pelias + Nominatim)
- ●PostgreSQL 17, Elasticsearch, Redis, Solr
- ●Patent US20080015890A1
Leadership
The Team
Krishna Malyala
CEO
15-year licensed broker. White House Innovation Fellow. Ex-VP Innovation at Citi. Patent holder.
Matt
CTO
Ex-Twilio. Deep expertise in scalable platforms, APIs, and real-time systems.
James
COO
Ex-Cisco. Operations and enterprise strategy across global technology companies.
Anthony
CMO
Spectrum / Chase. Consumer marketing, brand growth, and financial services go-to-market.
Advisors
Proof Points
Traction & Milestones
US20080015890A1 -- AI mortgage qualification
Powered Zillow's cost calculator (2017-2019)
Stellar MLS -- Florida's largest, 1M+ listings
Inman Innovator Award -- Best MLS Portal (2017)
50,000+ Pre-Qualifications processed
10 pilot transactions, $340K revenue, 92 NPS
Get Involved
Request Access to Full Pitch Deck & Data Room
Tell us about yourself and we will share detailed financials, product roadmap, and cap table.
Contact: krishna@certihomes.com — Krishna Malyala, CEO